which of the following is not true about earthquake coverage

You might be surprised to discover how flexible and budget-friendly earthquake insurance can be. I. Earthquake coverage a. is excluded from the basic homeowners’ policy b. is available as an endorsement or a separate policy from most insurers c. is required to be offered along with homeowners’ coverage in California d. all of the above Answer: d Type: K 7. A typical earthquake insurance policy in WA may offer the following: Dwelling: This portion of the policy provides coverage for your home and any attached structures. Under this endorsement, all earthquake shocks or volcanic eruptions that occur within any 168-hour period constitute a single earthquake Farmers offers earthquake insurance for homeowners and renters. The coverage for earthquakes is written without a deductible. We use the best available science and research to set competitive earthquake … How much will each policy pay for a $3,000,000 liability judgment if policy A provides $500,000 of coverage, policy B provides $1,000,000 of coverage, and policy C provides $3,000,000 of coverage? Incorrect selective amnesia. Incorrect 1175 A person, years after committing a serious crime, is found living under a false identity over 1,000 miles from where the person used to live. Homeowners often assume earthquakes are covered by a traditional homeowners insurance policy, yet this is not the case at all. E. Don’t know. organic. CEA’s rates are based on science, not profit. The average premium for earthquake … Coverage for a wide range of earthquake related damage. Incorrect selective. Earthquake insurance premiums can be relatively inexpensive if you live where earthquakes are rare, and relatively expensive where they happen more frequently. In general, no, although it may cover the costs of fire damage that occurs following an earthquake. The endorsement also covers landslides and volcanic eruptions. D. Coverage only for tsunami (wave) damage. 1. ... Is the following statement true or false? 168 hoursC is correct. Coverage only for fire or explosion as a direct result of an earthquake. (True Answer )Correct continuous amnesia.Incorrect generalized amnesia. Incorrect 1174 Combat veterans are MOST likely to report symptoms of localized amnesia. Kevin has three liability policies which provide for contribution by equal shares if other insurance applies to a loss. II. This loss would not be covered under any of the policies Answer: b Type: A 6. C. No coverage for any earthquake related damage. CEA offers a variety of coverage choices and deductible options for your house. Earthquake insurance is a policy specifically designed to offer you coverage against some of the damages that occur during and after an earthquake. Incorrect circumscribed. Premiums. 22) Which of the following statements about an earthquake endorsement for a homeowners policy is (are) true? The cost of earthquake insurance coverage varies significantly — it all depends on your area’s level of risk. B. Regardless of what state you reside in, even California or Alaska, earthquake insurance is not required by the state but is highly recommended if you reside in an earthquake-prone state or area. If, for example, you need more coverage for property out in the open, for spoilage, for flood or earthquake, than your primary carrier is able to …

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